Perils Of The Party Season

18 December 2014


Take care when you are getting ready to celebrate the festive season.  Research from Sainsbury’s Home Insurance reveals that just over a quarter (26%1) of Brits have caused some collateral damage to their home in the process of getting ready to go out.

Anyone attending or hosting parties this season could consider taking out accidental damage cover when arranging their home insurance.

Accidents don’t just happen to those getting ready to go to a celebration; those hosting parties can also experience mishaps. Sainsbury’s Bank’s survey showed that 19%1 had suffered some kind of accident resulting in damage to their homes whilst hosting a party.

Tom Thomson of Sainsbury’s Home Insurance said: “Accidental damage cover is essential for those wanting to protect themselves against accident and mishap in the home. During party season it’s worth taking extra care so that the goodwill of the season can be fully enjoyed.

“Key items to ‘keep tabs on’ include candles, irons, and hair straighteners. We’d recommend putting valuable items out of reach, and above all, urge everyone to have a great time.”

Sainsbury’s Home Insurance customers can rest assured that their policy’s cover increases over the Christmas period by an extra 10%(2), to ensure that expensive gifts; food and wine will be covered.

Nectar card holders can benefit from 30%(3) off home insurance for new customers with 5 years claim free, and £30 to spend instore(4)  if they arrange a quote online through the Sainsbury’s Bank website or on the telephone before 29 December 2014.



Notes to Editors

Sainsbury’s Bank:

To view our latest press releases and product information, please visit the Sainsbury’s Bank online media centre at

Sainsbury’s was the first major British supermarket to open a bank, commencing trading in February 1997. Benefiting from a fantastic, trusted brand that enables us to combine the shopping experience with personal finance, Sainsbury’s Bank provides a range of quality products including insurances, credit cards, savings and loans. Our proposition is to make shopping more rewarding by offering customers great products at fair prices, while consistently rewarding shoppers for their loyalty and being easy to do business with at all times. Our products consistently top best buy tables and regularly win awards for quality, price and service.

Sainsbury’s Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury’s Bank is a member of the Financial Services Compensation Scheme.


(1) Sainsbury’s Bank commissioned ICM to conduct research on its behalf. ICM research interviewed a nationally representative sample of 2,000 GB adults aged 18+ via the online omnibus between the 12th – 14th November 2014

(2) Special events increased cover of an extra 10% of contents sum insured applies to Religious Festivals, Wedding/Civil partnerships & Births.

(3) *30% off home insurance for new customers with 5 years claim free. Minimum premiums apply.

(4) £30 to spend instore: 1. Introductory offer available only to new customers who get a Sainsbury’s combined buildings and contents quote between 29/7/14 and 29/12/14 and subsequently purchase. Quote must have originated on the Sainsbury’s Bank website or on the telephone. Quotes and subsequent accepts from price comparison sites will not be eligible for the £30 worth of coupons offer. Coupons will be issued 60 days after the policy start date. If your policy is cancelled within this period your coupons will not be issued. Limited to issuing one set of coupons per policy, duplicate coupons will not be issued. 2. Offer is six £5 coupons with varying validity dates, coupons may only be used at point of purchase as per terms specified on front of coupon. Hand the coupon to the cashier and, provided you have spent at least £5 in one transaction and the conditions are met, the amount will be deducted from your bill. Coupon valid on instore purchases only. This coupon is not valid for purchases made via Sainsbury’s websites. Coupons cannot be used for spirits and liqueurs, cashback or purchases made from the National lottery stand, tobacco kiosk, vending machines, concessions, or purchases of baby milk products, gift cards, prescription medicines, saving stamps, phone cards, mobile phone vouchers, charity items or fuel, or against online delivery charges. If you have a coupon valid for an age related product, you must be aged 18 years or over to redeem. Not to be used in conjunction with any other offer and is non transferable. Sale, auction or tendering of this coupon for money or otherwise is specifically prohibited. Photocopies are not accepted. This coupon has no cash value. No change will be given. Only one coupon for this offer may be used per transaction. Sainsbury’s reserve the right to retract the offer at any time.

Sainsbury’s home insurance is underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980. U K Insurance Limited is authorised  by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

Getting ready to go out

Hosting party at home

26% have caused damage to home. 19% have suffered home damage. Of these:
  •   46% spilling make-up
  •     32% hair dye
  •     30% nail polish or remover
  • 20% due to taps being left running
  •   16% hair straighteners


  • 60% broken household items
  • 47% stains which could not be cleaned
  •  25% fire or damage caused by candles,     cigarettes, paper lanterns, dangerous gifts