O Come All Ye Careful: Sainsbury’s Home Insurance Reveals Top Festive “party Perils”

10 December 2015

Sainsbury’s Home Insurance is advising homeowners to be cautious when partying this Christmas as research reveals that more than a third (36%)(1) of Britons have caused some damage to their property over the past three years, whilst getting ready to go out.

The supermarket bank’s new survey(1) has revealed the top party perils experienced by both hosts and guests as homeowners prepare to open their doors to friends and family to celebrate the festive period.

Overall over a third (37%)(1) of hosts have experienced some form of party calamity over the past three years, with those under 35 the most vulnerable age group (67%), followed by 35-54 year olds (57%) and those aged over 55 (56%).

The most common accidents to happen to people getting ready to go out involve a spillage of some kind, with hair dye (14%), nail polish or nail polish remover (14%) and make-up (13%) all featuring prominently in the list of pre-night out nightmares.

The age group most likely to have an accident are aged under 35, with more than half (54%) admitting that either they or someone they lived with had caused damage to their property when preparing for a night out. This figure falls to 39% for those aged 35 to 54 and 18% for those aged over 55.

The most common accidents experienced for those that have hosted a party are spillages that cause a stain that can’t be cleaned up (22%), doors or locks being broken (8%) and – possibly of greatest concern to hosts – fridges and freezers breaking down (8%).

Scott Gorman of Sainsbury’s Home Insurance commented:  “Christmas is a magical time when friends and family come together to eat, drink and be merry. However, this can sometimes be a hazardous combination, with a large proportion of people claiming to have either been the victim or perpetrator of a classic festive party mishap.

“Items such as candles, irons, and hair straighteners can be easy to forget when getting ready to go out. And we’d also recommend putting any valuable items out of reach if you’re hosting a party. Above all, we hope that everyone has a safe and wonderful Christmas.”

Analysis of Sainsbury’s Home Insurance data(2) reveals that claims for accidental damage rise by 6% in January compared to the annual average in the wake of party season. Furthermore, the number of claims for accidental damage over the festive period last Christmas rose by 9.8% in comparison with the previous year.

Brits are becoming more aware of the potential pitfalls of enjoying a Christmas party, with over a quarter (28%) saying that they believe house parties at Christmas to be more likely to result in collateral damage than in any other time of year.

Party at your own peril: The top party-related accidents

party perils


This press release is information for journalists only and is not intended to be a promotion to be acted upon by consumers.

For further information, please contact:

Jennifer Johnston-Watt

Sainsbury’s Bank

0131 286 0779

Emma Murphy / Saira Khan

Citigate Dewe Rogerson

020 7282 1072 / 1049

Sainsbury’s Bank:

To view our latest press releases and product information, please visit the Sainsbury’s Bank online media centre at

Sainsbury’s was the first major British supermarket to open a bank, commencing trading in February 1997. Benefiting from a fantastic, trusted brand that enables us to combine the shopping experience with personal finance, Sainsbury’s Bank provides a range of quality products including insurances, credit cards, savings and loans. Our proposition is to make shopping more rewarding by offering customers great products at fair prices, while consistently rewarding shoppers for their loyalty and being easy to do business with at all times. Our products consistently top best buy tables and regularly win awards for quality, price and service.

Sainsbury’s Bank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury’s Bank is a member of the Financial Services Compensation Scheme.

U K Insurance Limited

U K Insurance Limited is the underwriter of Sainsbury’s Bank car insurance and Sainsbury’s Bank home insurance.  U K Insurance Limited underwrites a number of well-known direct brands and it also offers insurance services for third party brands through its Partnerships division. In the commercial sector, it provides insurance products for businesses via brokers, Partners or direct respectively.

In addition to insurance services, U K Insurance Limited continues to provide support and reassurance to millions of UK motorists through its Green Flag breakdown recovery service.

U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.

U K  Insurance Limited has its registered office at: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England and Wales No 1179980.