Clock Up The Savings And Not Just The Miles On Your Daily Commute

01 January 2016

As people across the country go back to work and their daily routines after the festive season, January is usually the time when most will take stock of their finances to look for savings on their monthly outgoings. With commuting costs taking up a large chunk of many people’s budget, Sainsbury’s Bank Credit Cards has researched the cost of some of the country’s most popular rail routes for commuters.

Sainsbury’s Bank found that commuters buying an annual ticket rather than a monthly ticket could save hundreds of pounds, and those swapping their weekly pass for an annual card could save over a thousand pounds.

Savings on monthly tickets


Savings on weekly tickets


Simon Ranson, Head of Banking at Sainsbury’s Bank said:  “Our analysis shows that there are potentially substantial savings to be made by buying an annual ticket instead of a monthly or weekly, and it can be made at any time of the year, not just in January when rail fares typically increase. However, an annual ticket is a big outlay, so a good way to spread the cost is by using a credit card with no interest on purchases and setting up a direct debit which will pay off the annual ticket within the year.”

Sainsbury’s Bank has two purchase credit cards, both with competitive introductory 0% offers:

Sainsbury’s Nectar Purchase Credit Card

Sainsbury’s Nectar Dual Offer Credit Card


For information on Sainsbury’s Bank credit cards call 0800 030 4429 visit or pick up a leaflet instore at Sainsbury’s. Customers applying for a Sainsbury’s Bank credit card should have their Nectar card ready.

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 Notes to Editors

For further information, please contact:

Emma Murphy, Citigate Dewe Rogerson on 07720 497 859; Timi Merriman-Johnson, Citigate Dewe Rogerson on 020 7282 2989
Jennifer Johnson-Watt, Sainsbury’s Bank on 0131 286 0779


This press release is information for journalists only and is not intended to be a promotion to be acted upon by consumers.

Sainsbury’s Bank:

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Sainsbury’s was the first major British supermarket to open a bank, commencing trading in February 1997. Benefiting from a fantastic, trusted brand that enables us to combine the shopping experience with personal finance, Sainsbury’s Bank provides a range of quality products including insurances, credit cards, savings and loans. Our proposition is to make shopping more rewarding by offering customers great products at fair prices, while consistently rewarding shoppers for their loyalty and being easy to do business with at all times. Our products consistently top best buy tables and regularly win awards for quality, price and service.

Sainsbury’s Bank plc. Registered Office, 33 Holborn, London EC1N 2HT (registered in England and Wales, no 3279730) is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (register no. 184514). Sainsbury’s Bank plc is covered by the Financial Services Compensation Scheme (FSCS).